FINCA provides entrepreneurs in developing countries and emerging markets with critical financial services. We do this through a social investment partnership and a network of subsidiaries in more than 20 countries.
FINCA’s Village Banking and small group loans are targeted to very low-income entrepreneurs with the smallest enterprises, where group members provide a guarantee for each other.
Individual Business Loans
Larger loan sizes and more flexible terms help entrepreneurs continue to grow their businesses and generate jobs.
These loans let rural clients purchase seeds, fertilizer, livestock and equipment when they are needed and repay the principal when the harvest comes in.
Credit, disability and funeral insurance help reduce the financial stress of meeting major or unexpected expenses.
FINCA clients have a safe and affordable way to receive and send money for business and personal purposes, giving them more free time to spend on their growing businesses.
Clients can purchase or lease clean electricity systems or products for use at home or to improve their small businesses. The systems also improve health and safety by eliminating the use of kerosene or charcoal.
Savings help clients build a cushion against hard times. They can also serve as a nest egg for education, medical care, major life milestones, old age, business expansion and other long-term goals.